💳 Debt Collection & Recovery

Empathetic AI at Scale

Automate payment reminders, recovery campaigns, and follow-ups — with empathy and compliance.

💡 The Challenge

Debt collection is sensitive — every word matters.

Traditional call centers face burnout, inconsistent tone, and compliance risks.

Voxket replaces repetitive manual follow-ups with intelligent AI agents that handle payment reminders, disputes, and recovery campaigns — at scale, with empathy.

🧩 Top 5 Frontline Use Cases

1️⃣

Payment Reminders

Automated, personalized outbound calls or messages before due dates.

2️⃣

Promise-to-Pay Follow-Ups

Tracks commitments and auto-schedules next outreach.

3️⃣

Dispute Resolution

Detects intent and escalates disputes with full transcript.

4️⃣

Loan Restructuring & Negotiation

Offers flexible plans automatically.

5️⃣

Compliance Reporting

Generates complete audit logs and consent records.

⚙️ How Voxket Agents Solve This

Outbound Voice Agents

Call customers politely and confirm upcoming dues.

IVR & Chat Agents

Verify identity securely and handle payment confirmations.

Campaign Agents

Run 1000+ concurrent reminder calls with live reporting.

Human Escalation

Transfer to supervisor with full context for sensitive cases.

🔗 Integrates with:

RazorpayX, Cashfree, Stripe, Zoho CRM, Salesforce Finance Cloud, Twilio Voice

💡 Compliance-first automation that collects faster — and safer.

🔗 Deployment Options

Outbound Campaigns

Automated, large-scale payment follow-ups

Voice Agents

Empathetic real-time reminders

Chat Agents

Secure link sharing and payment confirmation

Supervisor Portal

Live escalation and analytics dashboard

🧠 Monitoring & Analysis

Record and analyze all conversations for compliance
Track collection efficiency and average payment turnaround
Measure sentiment and agent empathy score

Ask Deep Analysis Agent:

"What percentage of follow-ups led to payment in 3 days?"

"Identify agents or workflows with highest success rate."

💡 Data-driven collection performance — ethically optimized.

💼 Business Impact

Collection Efficiency

+35% faster recovery rate

Complaint Reduction

-40% decrease in dispute escalations

Team Productivity

2× more accounts handled per agent

Operational Cost

50% lower cost per recovered payment

⚙️ Technical Highlights

PCI-DSS compliant payment handling

Dynamic voice tone modulation for empathy

Auto-summarized call notes and payment confirmation logs

Real-time speech-to-intent classification

Reinforcement learning from outcomes

Secure tokenized payment link generation

Full observability and compliance dashboards

Custom guardrails for tone, language, and escalation triggers

❤️ Empathy & Compliance First

Empathetic Communication

Dynamic voice tone modulation
Sentiment-aware conversation flows
Respectful and understanding approach

Compliance & Security

FDCPA and TCPA compliant communications
Complete audit trails and consent logging
PCI-DSS secure payment processing

Collect smarter. Comply better. Scale faster.

Run ethical, compliant, and automated recovery operations with Voxket AI.